An accident, a breakdown... how to cope with the unexpected!

Below are a few tips on how to keep a clear head should an unexpected problem occur.

Obviously, no one wants to have an accident or a breakdown while on the road, but there’s a great deal of merit to being prepared, just in case... Here are a few ideas to help you better cope should any one of these unfortunate events occur.

1. The first thing to do? Stay calm! Or at least, try to...
2. Keep your safety - and that of your passengers - in mind. In case of an accident, as soon as the vehicle has stopped moving, check to make sure no one is injured. If you’re unsure, call 911. If you’re still able to drive the vehicle, move it to a safer spot, away from traffic. In case of a breakdown, try and bring your vehicle to a stop in a place where there is little or no traffic (e.g., the shoulder of the road or a parking area). 
3. Feeling a bit shook up ? Call 911. More and more vehicles are now equipped with an emergency system that lets you quickly call for help. Otherwise, use your telephone to call 911. 
   
   On a highway or express road, you must alert the authorities that there has been an incident, whether it be an accident or a breakdown. They will send someone to your location to ensure everyone stays safe. Unless you’re in immediate danger (e.g., fire), remain in your vehicle.
    
4. In case of a minor accident, fill out a joint report along with the other party involved. If there has been an accident involving only minor damage and following which both vehicles can still be driven, you can fill out a joint report with the other driver, either using a paper version or on your telephone.
   
   An easy and efficient way of documenting an accident consists of taking pictures at the scene (of the damages to both vehicles, as well as the driver’s licence of each driver and their insurance certificate). Note that these last two documents should always be nearby. You should then call your insurance company to have the damage to your vehicle assessed and any necessary repairs taken care of.
   
   Should your vehicle crash into an unoccupied vehicle, an object or an animal, the law stipulates that you must contact the nearest police department.

If you’re injured in an accident, you must declare it to the SAAQ. Your case will be evaluated and you may receive compensation if such a measure is deemed necessary.

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